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Largest Balance for Every Loan Taken out Within a Year:
(12 mos starting the day before the new loan date)
Balance of all Retirement Loans, as of the New Loan Date:
Vested Percentage as of the Loan Date:
Other Employer Contributions - Fully Vested:
AMOUNT AVAILABLE FOR A NEW LOAN:
Default Method - IRC 72(p)(2)(A):
Popular Method - Used for over 90% of plans:
The 'default method' is the method outlined in IRC Section 72(p)(2)(A).
Your 401k can use a different method for calculating loan limits, but that limit must be (less than or equal to) the default method.
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