FREE TOOLS!
We partnered with Viser Business Tools to
provide dozens of helpful & time-saving tools.
We hope you find these tools useful!
HCE Refund Calculator:
If your 401k fails the year-end ADP / ACP test, you could choose to refund deferrals to HCEs, but you must do it within 75 days after the
plan year end to avoid penalties. This tool calculates the refund quickly and accurately.
The HCE Refund Calculator is for customers of 401kTest.com. All other use is strictly prohibited.
You must log-in for access to this tool.
Loan Schedules:
If you know the interest rate, payment terms, and loan amount; these tools calculate your
monthly payment and provide a loan payment schedule for you. Don't pay $75 per employee for a loan schedule ever again!
Loan Schedules are available for weekly, bi-weekly, and monthly payment terms!
Comparative Analysis of ROTH v. TRADITIONAL
Retirement Plans:
Find out which investment choice is better based on your unique circumstances: How long till retirement, what you think your tax rate rate will
be when you're old and grey, etc.
This is a great tool! Some analysts charge $1,000s to provide this kind of sophisticated information to thier clients!
EBAR Calculation: - Annual Method:
Not for the faint of heart. Use this if you have a plan that allows EBAR calculations; or plug in your data
to see if your plan would benefit from an EBAR option. A TPA should be consulted if you are going to use an EBAR, cross-testing, and
other complicated options to maximize contributions to HCEs.
IE: This tool is designed for TPAs
Pay-Check Calculator:
Accurate "to the penny" in the State of Ohio! For other states: Over-ride the Ohio tables by entering your state's
rate in the over-ride field.
Just enter information in the Yellow Highlighted Fields to instantly calculate withholdings & Net Pay!
Instantly calculate:
- your Maximum 401k contribution! Run scenarios to see how much you can afford to withhold for your 401k.
- Roth 401k v Traditional. Find out how each program affects your net pay.
- how much you can afford to put in a cafeteria plan.
- the net effect of your next raise.
- a paycheck for a severance pay.
|
Watch a Demo of our Software.
Find out how fast, accurate, & user
friendly we really are!
|
